Genesis 3:19 (NIV).
THAT'S IT!! It's just that simple. And any rationalization or attempt to realize gain outside of this injunction is to defraud, deceive, or counterfeit. Such actions are dishonest because they bring benefit to one at the expense of another - a direct violation of Mt 7:12.
In what you've read above, one point should be very evident:
The human heart is desperately wicked.
Jeremiah 17:9.
Hard currencies such as gold and silver are replaced with paper for only one reason: the love of money or GREED.
When gold and silver are the only money in a society, evildoers are constrained by the fact that to obtain money requires labor.
Not willing to expend the effort to achieve honest gain, workers of iniquity seek to prosper unjustly from the labor of others. This is known as PLUNDER.
Perhaps it is difficult to believe that there are connivers in this world who would go to such lengths as to plan and implement this kind of grandiose, devilish scheme. If so, you have greatly underestimated the enemy's desire to destroy you.
Be sober; be vigilant; because your adversary the devil, as a roaring lion, walketh about, seeking whom he may devour.
1Peter 5:8
The above is the essence of the world's monetary system. The demonic nature of this system lies not only in the theft perpetrated by replacing money with IOUs but also in the fact that the make-believe money continually being pumped out tempts those seeking instant "prosperity" to become borrowers.
DEBT IS WHAT MAKES THIS WORLD GO ROUND.
Proverbs 22:7 brings us a very vital insight into the borrower/lender relationship. This verse tells us quite plainly that:
the borrower is SERVANT to the lender.
Debt in an honest money system is one thing, although even here the debtor is still bound to the lender. In a dishonest system such as we previously described we see a much more sinister situation with more perilous results. Debt influences even stocks and bonds because of the extensive leveraging employed in these markets. The result is distorted market valuations which lead investors to have expectations that are unrealistic and that will never materialize. The overabundance of funds chasing these investments introduces a casino-type mentality causing investors to forget sound, financial criteria and trade more frequently to realize quick gains.
One need not look far to understand that the world's financial system is deliberate and focused in its attempt to entice people to borrow. To make it appealing, it is designed to bring gain and benefit. The purpose of such financial graciousness, we are to believe, is so we'll be able to have all that we "need" to be prosperous and to feel good about ourselves. BEWARE!!
The scoundrel's methods are wicked, he makes up evil schemes to destroy the poor with lies, even when the plea of the needy is just.
Isaiah 32:7
The goal of this effort is hardly so benign. The perspective of debt financing for the manufacturer or merchant is simply to help him sell his products. On the broader scale, however, the objective is to ultimately secure complete and total over the borrower.
In Christian ministry this is where we've missed it. Many financial teachers and counselors have led people to believe that debt is OK as long as you can manage it.
Let me ask you to think about the following questions:
- Do you believe that God is in the process of shaking the world?
- Do you believe that only that which is of God will remain standing?
- Do you believe that our financial and economic system will withstand God's shaking?
Most leaders and fellow believers I speak with say YES, YES, NO.
Even those who teach that debt is OK if you can manage it say YES, YES, NO.
If your answers were YES, YES, NO, the next question is:
- Do you believe that you will be able to manage your debt after this world's system has experienced the shaking of God?
There seems to be general agreement that the world's system is destined for destruction. Most believe, however, that: "it won't happen to me." Everyone is glad to receive stock market gains and enjoy the world's goodies by borrowing to have them. But few are ready for the major losses and foreclosures that will be incurred as a result of the shaking.
Do you see what a finely woven web the enemy has spun? This is no accident. It is by crafty and cunning design. And many are caught within it - not even aware of how far they are from God in these matters. Neither do they perceive the destruction soon to be experienced.
THEREFORE LET US . . . GO ON TO MATURITY He 6:1 (NIV).
How deep is your desire to please God? Are you content where you are or do want a greater measure of His presence and power? If the Holy Spirit has spoken to your heart through this teaching then He is calling you into a deeper, more holy walk with Jesus.
On the surface it would appear that only those who create this counterfeit money are guilty of wrongdoing; that even if the whole system is wicked and unjust, it's the only one we have to work with and, if debt is required to survive within it, so be it.
This reflects much of the thinking in the body of Christ and is why so much financial hardship exists even among Christians; because we have simply accepted the world's instruction and not sought truth in this area. We must believe and know that God has a better way, a holy way, and that if we are to prosper, prosperity will come from Him and according to his holy ways.
A time is coming when many will be ashamed because of their inattention to or their mishandling of the word of God. But the Bible tells us how to stand apart from those who have done so:
Study to show thyself approved unto God, a workman that needeth not to be ashamed, rightly dividing the word of truth.
2Timothy 2:15
Timothy tells us here that our failure to rightly divide the word of truth is due to our lack of study of God's word. The key to knowing spiritual things, Paul tells us, is the Holy Spirit:
the Spirit searcheth all things, yea, the deep things of God.
I Corinthians 2:10